PYPL • PayPal Holdings, Inc.

Digital Payments Leader • Nasdaq: PYPL

Data as of July 15, 2026 (market open)

Key Findings Summary

PYPL shares have surged over 15% today on an unconfirmed $53 billion buyout proposal from Stripe and Advent International (fact: reported offer at ~$60.50/share), amid mixed financial performance and a new CEO driving reorganization, with trailing twelve-month revenue of $33.73B and a forward P/E around 9x suggesting value but facing competitive pressures in digital payments.

Current Stock Price

$54.69
+7.33 (+15.46%) • Market Open
Previous Close: $47.37
MetricValue
Day's Range$53.44 – $55.00
52-Week Range$38.46 – $79.50
Volume36.0M (vs Avg 15.3M)
Market Cap$48.27B
Shares Outstanding (est.)~883M

Links for more information: Yahoo Finance PYPL QuoteOfficial Investor Relations

Uncertainty: The sharp intraday move is driven by media reports of a potential takeover; no official confirmation from PayPal or bidders as of this writing. Stock remains highly volatile.

Stock Performance & Company Financials

Stock Performance (as of July 15, 2026)

PeriodPYPL ReturnS&P 500 ReturnNotes
YTD+5.68%+10.65%Underperformed benchmark
1-Year+24.35%+21.32%Slight outperformance
3-Year+23.45%+68.12%Significant underperformance
5-Year+81.39%+73.73%Modest outperformance

Interpretation: PYPL has shown resilience in the past year but lagged broader market gains over 3 years, reflecting challenges in growth amid competition and macroeconomic pressures.

Company Financials (TTM / Recent)

MetricValue
TTM Revenue$33.73 billion
2025 Annual Revenue$33.172 billion (+4.32% YoY)
TTM Net Income$5.06 billion
TTM EPS (Diluted)$5.33
Profit Margin15.00%
Return on Equity (TTM)25.12%
MetricValue
Q1 2026 Revenue$8.353 billion (+7% YoY)
Q1 2026 TPV$464.0 billion (+11% YoY)
Active Accounts439 million
Cash & Equivalents (MRQ)$9.34 billion
Total Debt / Equity58.28%
Trailing P/E10.27 (or ~8.89 per some sources)

Recent News Highlights

Links: Official Quarterly ResultsYahoo Finance Historical PricesMacrotrends Revenue History

Data Limitations: Financial figures are based on company-reported results and analyst aggregates. TTM data as of latest filings; exact share count and market cap fluctuate with price. Currency-neutral growth noted where available. Past performance is not indicative of future results.

Analyst Ratings

ConsensusValue
Average Price Target$47.50 – $51.38
High Target$63.00
Low Target$32.00 – $34.00
Current Price (pre-surge)$47.37
Implied Upside (avg target)~0–8%

Rating Distribution (approximate)

  • Buy / Outperform: ~19%
  • Hold: ~68%
  • Sell / Underperform: ~13%

Recent Action (July 9, 2026): Goldman Sachs maintained Sell rating but raised target from $41 to $48.

Interpretation: Analysts are largely neutral to cautious, with targets clustered near pre-rumor prices; the takeover speculation may lead to rating revisions. Targets predate the July 2026 buyout rumors.

Links: TipRanks ForecastYahoo Analyst Estimates

Customers & Competitors

Customers

  • Consumers: ~439 million active accounts worldwide for P2P payments, shopping, and transfers (Venmo, PayPal, Xoom).
  • Merchants: Online retailers, e-commerce platforms, small businesses using checkout solutions (Braintree, PayPal Payments).
  • Key Use Cases: Cross-border payments, in-app purchases, point-of-sale via Zettle, buy-now-pay-later (Paidy, PayPal Credit).
  • Geographic Reach: Available in 200+ markets, supporting 100+ currencies.

Fact: Active accounts stable/slightly up YoY; TPA (transactions per account) metrics mixed.

Competitors

CompetitorCategoryNotes
StripePayment Gateway / InfrastructureStrong in developer-friendly online payments; rumored acquirer
Block (Square)POS / FintechCash App, Square reader competition
AdyenGlobal PaymentsEnterprise merchant focus
Visa / MastercardCard NetworksUnderlying rails; indirect competition
Apple Pay / Google PayMobile WalletsConvenience-focused digital payments
Zelle / Venmo (self)P2PVenmo is PayPal-owned; Zelle bank-backed

Links: Wikipedia – PayPal (History & Overview)Official PayPal SitePayPal Investor Relations

Company Overview & History

Overview (Fact): PayPal Holdings, Inc. operates a global technology platform enabling digital payments between merchants and consumers. It facilitates online, in-person, and mobile transactions via brands including PayPal, Venmo, Braintree, Xoom, Honey, and others. Headquartered in San Jose, CA; ~23,800 employees. Processes payments in 200+ markets.

Key History Milestones

Interpretation: The eBay spin-off allowed independent focus on payments innovation, but recent years have seen slower growth and strategic resets under new leadership.

Important Disclaimers & Limitations: All data compiled from public sources including Yahoo Finance, company filings, Wikipedia, and news reports as of July 15, 2026. Stock prices and financials are snapshots and subject to rapid change. The buyout rumor is unverified media speculation—treat as high uncertainty. Analyst ratings and targets are aggregates and frequently updated. This is not investment advice; consult professional advisors. Assumptions include standard reporting periods and currency conversions where noted. Data gaps may exist for latest intra-quarter updates.